When you're doing shopping for your apartment or residence hall room, buying lunch, getting new clothes, or picking up some snacks at the supermarket, if the cashier asks you for ID to use your credit or debit card, politely tell them "No!" By showing your ID, you increase your risk of costly identity theft, which can take years and cost thousands of dollars to clean up. Sadly, the problem stems from corrupt employees who will copy down information off your ID or memorize it and write it down later for misuse.
Under policies from the major credit card companies (Visa and MasterCard, and any establishment that takes Visa and/or MasterCard plus American Express), identification cannot be required for a sale provided the cardholder has signed the back of their credit or debit card. If you haven't signed your card, be sure to do so because not signing it can also increase your risk of identity theft, makes your card void in some cases, and could even make you liable for fraud that is typically covered by your bank if you followed their directions and signed the card.
If you hear of merchants in the Northeastern University area that are requiring identification for credit/debit cards, or breaking the rules by having minimum purchases or surcharges to use a credit card (which is even worse because it is against the laws of the Commonwealth of Massachusetts), let us know or report the fraud by calling 1-800-VISA-911 for Visa cards or by submitting an online report for MasterCard cards.